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Protect today for a better tomorrow
We engineer new standards in risk management, because the best way to protect against loss is to prevent it. Through a unique mutual partnership, we work with you to stay ahead of risk.

Engineering expertise
Through a relentless focus on data, research and engineering, we identify proven ways to minimise your loss. Our engineers help you prioritise investment for greater impact and efficiency.

Rapid claims response
Our adjusters arrive on site within 24 to 48 hours, with the authority to issue advance payments and a presence throughout the restoration process.

Long-term partnerships
We are in it for the long term. Deep-rooted client and broker relationships have kept 67% of our clients for more than 10 years.
Large capacity, broad cover
A strong and stable property insurer.
- Access industry-leading capacity up to US$2B
- Reduce gaps in coverage and manage fewer policies
- Leverage property insurance experience of nearly 200 years
- Rated A+, AA and AA- by AM Best, Fitch and S&P Global, with a Stable outlook from all three agencies
Capacity allows for 100% coverage enabled by a US$25.8 billion surplus. We strive to offer the broadest coverage, from large and complex risks to the middle market.
View our policiesLet’s partner for progress
Connect with the UK team to learn how we can work together.