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Property insurance solutions to prevent losses
We believe most losses are preventable. Our mission is to reduce their frequency and impact by analysing large loss events and sharing the insights with you.
Reducing your property risk
You gain access to a team of scientists, technicians and over 2,000 engineers from 14 countries.
Reducing risk starts with identification, beginning with a client site visit. Our account and field engineers work to understand key property hazards at your facilities and find practical, cost-efficient solutions. For more on FM’s research, contact your client service team member or email research@fmglobal.com.
FM Research Campus
Our exclusive campus offers unparalleled research capabilities.
In state-of-the-art labs, scientists simulate hazards like five-alarm fires and category five hurricanes to help you understand their potential impact on your facilities.
Our researchers use theoretical, computational and experimental methods to study not just what has happened, but what could happen.
From research to standards
Research technical reports
Download property loss prevention findings, including a select number of reports that FM makes publicly available.
Standards and certifications
Through FM Data Sheets we are improving property loss prevention standards for our clients and for the public good. Recent updates include 7-110 Industrial Control Systems (June 2026) and 9-3 Cost Trends (July 2026).
International codes and standards
Our International Codes and Standards team works with government authorities, research institutions and advocacy groups to promote, codify and implement safer standards, particularly for fire protection.
Research methods
Theoretical, computational and experimental, so recommendations rest on evidence rather than guesswork.
See the engineering in action
Learn how engineers, researchers and underwriters work together on your account.