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Insurance policies for complex risks
FM’s commercial property insurance policies are built to reflect the complexity of your business, whether you operate in a single region or across the globe.
Industry-leading capacity
Capacity for high-value assets and operations with unique exposures.
Our solutions support a wide range of industries and risk profiles, including large corporations, middle market businesses, renewable energy operations, and the construction of data centres and renewable energy projects.
Our policies combine comprehensive cover with contract certainty. They clearly outline how cover applies in the event of property damage or business interruption, helping risk managers and brokers explain terms, justify premiums and make informed decisions.
Policy workshops that work through real scenarios
FM helps clients and broker partners understand how the policy applies, from cover to claims preparedness and response.
Organised by Client Service and facilitated by FM Claims, collaborative workshops can be tailored to your business operations, requirements and exposures. They give your team the tools to work with your FM team and be prepared for a loss before one occurs.
- Empower partnerships between clients, broker partners and the FM Claims team
- Receive direct insights from experienced FM adjusters
- Strengthen resilience in an engaging, collaborative learning environment
Contract certainty
Transparency
Preparedness
Alignment
Responsive, transparent claims support
Nothing is more important than paying your claim transparently and quickly.
If you experience a loss, you have the support of in-house claims adjusters with settlement authority who aim to be on site within 24 to 48 hours. With rapid response, advance payments and continuous support, we help turn setbacks into comebacks.
Looking for a partner who understands your risk?
From engineering expertise to global capacity, see how FM delivers more than cover.